Courier Insurance — Specialist Cover for Delivery Drivers
Courier insurance is a specialist commercial vehicle policy for drivers who transport goods for hire and reward. Standard car or van insurance does not cover delivery work — if you are a courier, parcel delivery driver, or work for services like Amazon, DPD, Yodel, or DHL, you need a policy that covers you for commercial deliveries. Without it, your insurance is void and you are driving illegally.
At Vehicle Cover, we offer competitively priced courier insurance for drivers aged 23 and above, including those with motoring convictions, claims, and accidents. Our policies include windscreen cover with excess from £50, motor excess from £250, free EU cover for up to 90 days for vehicles up to 3.5 tonnes, uninsured loss recovery, and a 24-hour claims service. Optional extras include goods in transit, public liability, employer's liability, and breakdown cover.
We cover independent couriers, Amazon Flex drivers, DPD delivery service partners, Yodel and DHL drivers, lifestyle couriers, and fleet operators. If you deliver hot takeaway orders rather than parcels, see our dedicated fast food delivery insurance instead. Whether you need a 30-day policy or annual cover with monthly payments, Vehicle Cover will find the right quote.
Call us on 01323 416706 or get a quote online.
Why Our Courier Insurance
1. Cover for hire and reward delivery work
2. Drivers aged 23 and above accepted
3. Motoring convictions, claims, and accidents accepted
4. Free EU cover for up to 90 days (vehicles up to 3.5t)
5. Windscreen cover with excess from £50
6. 24-hour claims service
What's NOT Covered
1. Drivers under 23 years of age
2. Vehicles over 3.5 tonnes (HGV insurance needed)
3. Goods being transported (goods in transit cover needed)
4. Personal use unless declared on the policy
5. Racing, track days, or motor trade use
Key Features of Our Courier Insurance
As a courier, your vehicle is your business. Vehicle Cover provides specialist insurance that covers the unique risks of delivery work — from hire and reward cover to goods in transit protection.
Hire & Reward Cover
Every policy covers you for commercial deliveries — Amazon, DPD, Yodel, DHL, Hermes, and independent courier work.
Convictions & Claims Accepted
We work with specialist insurers who cover drivers with motoring convictions, claims history, and accidents — no judgment.
Vehicle Cover has been providing courier insurance since 2019, helping professional delivery drivers across the UK find competitive cover. Whether you are an independent courier or a delivery service partner, our policies are built for the way you work.
Independent couriers and delivery service partners
30-day or annual policies with monthly payments
Optional goods in transit and public liability
Optional breakdown cover for couriers
● DETAILS
Additional Courier Insurance Details
More About Courier Insurance
At UK Sure, we offer competitively priced Courier Insurance.
Courier Van Insurance is a specialised type of business van insurance that is compulsory if you use your van to do courier work to deliver items like parcels, packages, and letters, usually ordered online or through other businesses.
This is called Hire & Reward Insurance. UK Sure has access to exclusive rates from some of the leading UK Courier Insurers and you can get a quote onlinevia our website.
We have been providing Courier Insurance since 2019 and have helped countless professional Couriers get the protection they need.
Driving a van for Courier business purposes requires Hire & Reward insurance, not personal or Own Goods insurance.
Policies available for UK & EU licence holders
Existing customers, please call:01323 416706
Goods in Transit & Public Liability
As well as Courier Van Insurance. Couriers also need Goods in Transit Insurance and Public Liabilty Insurance.
If your Courier Business has more than 3 vehicles, you may want to consider Fleet Insurance, as single insurance policy covering multiple vehicles owned by the same business.
Are you a Courier Driver looking for van insurance?
At UK Sure you can get aquote onlineor speak with us over the phoneon01323 416706.
Sometimes referred to as ‘hire and reward’ insurance, it is a specialist cover, which is usually put to gether as a package. You’ll need it if you’re paid to make regular deliveries like parcel deliveries, letters, or boxed items.
Courier van insuranceis different from haulers’ insurance, which covers LGV drivers making long trips that mostly involve just one or two deliveries.
Please note that courier insurance won’t cover you for removals, house clearances, or for transporting high-risk or hazardous goods. It also does not includebreakdown cover,goods in transit, orpublic liability!
With UK Sure, you can get a Courier Insurance Quote for 30, 90, or 365 days.
Why Choose UK Sure for your Courier Insurance
Protected No Claims Discount
Cover for drivers aged 23 and above
Windscreen Cover with excess starting at £50
Excesses from £250 for motor*
Free EU cover for up to 90 days*
Uninsured loss recovery
Cover for drivers with motoring convictions, claims, and accidents
*For vehicles up to 3.5GVW
*Dependent on insurer
Goods in transit insuranceprotects the goods you transport as a courier against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
Whilst in many instances your business motor insurance policy will cover damage or injury to third parties whilst using the vehicle, there are many instances where your business will bring you into contact with the public outside the everyday use of the vehicle and that`s when you needpublic liability insurance.
If you are unsure whether you are required to carry Employers’ Liability cover, you should seek professional advice. Further information can be found athttp://www.hse.gov.uk/pubns/hse40.pdf.
If you are an employer, you are legally obliged to have employer liability insurance. You can be fined up to £2,500 for every day you do not have appropriate insurance.
Motor Breakdown Insurancewill ensure that if you break down, there’s a trained professional on hand to get you back on the road as quickly as possible.
UK and EU driving licence holders
Independant Couriers or DHL, Yodel, DPD and Amazon drivers
Drivers looking for 30-day policies
Drivers looking to pay in instalments
Cover for drivers aged 23 and above
Cover for drivers with motoring convictions, claims, and accidents
Optional Breakdown Cover
Optional Goods in Transit & Public Liability available
● FAQS
Frequently asked questions
1. What is courier insurance?
Courier insurance protects you against the risks you face when picking up goods and making multiple deliveries for hire and reward. Standard car or van insurance does not cover this type of work — you need a specialist commercial policy. Call 01323 416706 for a quote.
2. What insurance do I need to work as a courier driver?
You need commercial vehicle insurance that covers carriage of goods for hire and reward. This is a legal requirement. You should also consider goods in transit insurance to protect the items you deliver, and public liability insurance. Call 01323 416706 to discuss your options.
3. Do I need courier insurance for Amazon Flex or DPD?
Yes. If you deliver for Amazon, DPD, Yodel, DHL, Hermes, or any similar service, you need courier insurance that covers hire and reward use. Standard car insurance will not cover you and your policy could be voided.
4. Can I get courier insurance with convictions?
Yes. Vehicle Cover covers drivers with motoring convictions, claims history, and accidents. We work with specialist insurers who accept higher-risk profiles. Call 01323 416706 to discuss your circumstances.
5. What is the difference between courier insurance and goods in transit?
Courier insurance covers your vehicle while making deliveries. Goods in transit insurance covers the cargo you are transporting against damage, loss, or theft. You need both to be fully protected.
6. Can I pay for courier insurance monthly?
Yes. We offer flexible payment options with premiums spread across monthly instalments. We also offer 30-day short-term policies if you only need temporary cover.
7. What is the difference between a parcel carrier and a courier?
Carriers typically transport large quantities of packages at once, while couriers transport smaller shipments. Generally, carriers typically do not offer door-to-door service, while couriers often do. In addition, carriers are less expensive than couriers, but they may take longer to deliver your package.
8. Do I need courier insurance?
Yes. If you use your vehicle to deliver goods (including parcels, food, or items for third parties), you need Hire & Reward cover, which is not included in standard car insurance.
9. What does courier insurance typically include?
Hire & Reward cover (legal requirement for delivery) Goods in Transit insurance (optional – covers items being delivered) Public Liability insurance (optional – for claims from third parties) Employers’ Liability insurance (if you hire staff)
10. What types of vehicles can be covered with UK Sure?
UK Sure provides courier insurance for cars, vans, Motorbikes, Scooters, or a Fleet of vehicles!
11. Can I use my car for deliveries?
Yes, but you must upgrade your insurance to include Hire & Reward use. Driving without proper cover is illegal and invalidates your insurance.
