Taxi fleet insurance: every cab on one policy, with one renewal date
Insuring each taxi separately means a stack of renewal dates and usually a bigger bill. A fleet policy puts your black cabs, minicabs and minibuses under one policy with one point of contact, whether you run three vehicles or three hundred.
- Fleets of three or more vehicles, with mini fleet options from two
- Mixed public and private hire on a single policy
- Any-driver cover available, subject to age and experience
- Add or remove vehicles as your business changes
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Taxi fleet cover at a glance
What you get
- One policy for every taxi: one renewal date, one point of contact
- Fleets of three or more vehicles (mini fleet options from two)
- Mixed fleets: public and private hire combined
- Comprehensive, third-party fire & theft, or third-party only
- Any-driver cover, subject to age and experience requirements
- Mirror your no claims bonus from other policies (terms apply)
What's not covered
- Vehicles not declared on the policy
- Drivers without a valid taxi licence
- Some areas may be excluded: Northern Ireland and Jersey, for example
- Motor trade or racing use
- Vehicles not owned or leased by the fleet operator
Just the one cab for now? Our standard taxi insurance covers single vehicles, and you can move onto a fleet policy when the business grows.
One policy instead of a folder full of them
A taxi fleet policy covers three or more vehicles under a single policy; some insurers offer mini fleet options from two. Instead of juggling a separate renewal, insurer and paperwork trail for every cab, you get one renewal date and one point of contact, and it's often cheaper than insuring each vehicle individually.
Mixed fleets are no problem: public hire hackney carriages and private hire minicabs can sit on the same policy, alongside saloons, hatchbacks, people carriers, minibuses and coaches. You can add and remove vehicles and drivers as the business changes, without starting a new quote each time, and some insurers will mirror the no claims bonus you've built up on other policies (terms apply).
Named drivers or any-driver: your call
If your driver line-up is stable, named driver cover keeps the premium tight. If staff come and go, which is common in taxi work, an any-driver policy covers anyone over a specified age who drives your vehicles, subject to the insurer's age and experience requirements. That means a new driver can start a shift without a call to the broker first.
Cover levels are the same choice as any motor policy: comprehensive, third-party fire and theft, or third-party only, with 24/7 claims management behind all of them and monthly payment instalments available.
What affects a taxi fleet premium
Fleet pricing is built around the shape of your operation, not just the vehicle count. Insurers look at:
- How many vehicles you run, and what types
- Driver ages and driving records
- Your operating area
- Your trading history
- The nature of the work: airport transfers and patient transport are rated differently from general taxi work
From enquiry to insured in three steps
Tell us what you need
Fill in the two-minute form with the cover you're after and when to call you, or ring us directly on 01323 416706.
We search our panel
Our brokers match your details against a panel of UK insurers and call you back at your chosen time with the options and prices.
Covered the same day
Happy with a quote? We arrange the policy there and then, and email your documents the same day.
Questions drivers actually ask
Straight answers from the team that arranges this cover every day. Anything else? Call 01323 416706 and a human will pick up.
See all FAQsHow many vehicles do I need for taxi fleet insurance?
A minimum of three vehicles for a standard taxi fleet policy. Some insurers offer mini fleet policies from two vehicles. Call 01323 416706 and we'll tell you which option fits your operation.
Can I mix public hire and private hire on one fleet policy?
Yes. Mixed fleet policies combine public hire vehicles (hackney carriages, black cabs) and private hire vehicles (minicabs, Uber vehicles) under a single policy: one renewal, less admin, and often a lower total cost.
What affects the price of taxi fleet insurance?
The number and types of vehicles, driver ages and records, your operating area, your trading history, and the nature of the work; airport transfers and patient transport are priced differently from general taxi driving. Call 01323 416706 for a quote tailored to your fleet.
Can I add or remove vehicles during the policy?
Yes. Fleet policies are built for change: you can add and remove vehicles and drivers as your business needs shift, without going through a new quote and policy each time.
Is any-driver cover available?
Yes. Any-driver fleet policies cover anyone over a specified age who drives your vehicles, subject to the insurer's experience requirements. It's the practical choice for operators whose staff change regularly. Call 01323 416706 for details.
What types of vehicles can go on a taxi fleet policy?
Saloons, hatchbacks, people carriers, minibuses and coaches can all sit under a single fleet policy, public hire and private hire alike. We also arrange fleet cover for courier, minibus, bus and coach, HGV and general company fleets.
Put your fleet under one policy
Two minutes on the form, a callback at your chosen time: one policy, one renewal, one point of contact.